Money transfers have finally gone digital for both senders and receivers — opening the door to new business opportunities and ways to disrupt the traditional remittances industry. But in the crowded and growing remittances market, it takes a very unique approach to stand out. To do this, BillMo saw an opportunity to change the entire business model of remittances in the traditional sense, by putting the recipient first rather than focusing solely on senders and collecting fees from them to pay for money transfer services. Read more: www.pymnts.com