AltAssets Terms of Use
The following terms and conditions apply to any visitor (henceforth “you” and “your”) who accesses AltAssets.net and its sub-domains or uses the AltAssets mobile app (“the Site”) and to any individual or company who purchases any product or service from Investor Networks Ltd. The Site is published, and certain products and service are provided, by Investor Networks Ltd, a company registered in England no. 6695690 (“INL”, “AltAssets”, “we”, “us” and “our”). These terms and conditions were last updated on 15th September 2015 and replace all previous terms and conditions.
The Site
By accessing the Site, you agree to be bound by these terms and conditions. If you do not agree to be bound by these terms and conditions, you may not use or access the Site and AltAssets has the right to restrict or prevent your access to the Site at any time.
AltAssets may change, alter or withdraw any part of the Site at any time (with or without notice to you) and may also change these terms and conditions. You should regularly check these terms and conditions to see if any changes have been made. By using the Site after any changes to the terms and conditions, you are agreeing to be bound by the new version of these. If you do not agree to the changes to the terms and conditions, you should cease using the Site and contact AltAssets via email to customerservice@AltAssets.net. The standard cancellation terms for the Site apply in this situation (see below).
Unless stated otherwise, all text, graphics, illustrations, data and any other material published on the Site (“Content”) is copyright of AltAssets Ltd. All Site Content belongs to AltAssets or our licensors. AltAssets or our licensors own all intellectual property rights (including copyright and database rights) in the Site and any selection or arrangement of the Content.
The Site is split into two sections: areas that are accessible to all and areas accessible only to paying subscribers who have purchased a user licence for the Site or who are named users on a Site licence purchased by their employer company. We reserve the right to vary the Content in either area and do not guarantee that Content accessible only to paying subscribers of the Site will remain paid-for or that Content accessible to all will remain free-of-charge.
We reserve the right to decline any application from you or your company to become a subscriber to the Site at our sole discretion.
These terms and conditions apply to all users of the Site, including persons who access the Site without registering (Non-Subscriber Users), persons who register as Basic subscribers, persons who register as Premium Subscribers, persons or companies who are registered as Site Licence Users and persons who subscribe via the AltAssets app.
Non-Subscriber users
You are a user of the Site, and are subject to these terms and conditions, if you access the Site without registering as a subscriber.
Basic Subscribers
You can elect to become a Basic Subscriber and receive email newsletters by registering your details on the Site.
Premium Subscribers
You can become a Premium subscriber, which provides access to paid-for content on the Site and use of the AltAssets mobile app, by registering your details on the Site and paying a subscription fee. By registering as a Premium Subscriber you agree to renew your subscription on an annual basis unless you inform us prior to the renewal date that you wish to terminate your subscription. Premium Subscriptions are not transferable. No refunds will be provided under any circumstances in the event that an account is suspended or cancelled.
Site Licence Subscribers
Companies can apply for a site licence to provide multiple users within their company in a single location premium-level access to the Site. Each company will provide the name of one individual who will act as administrator for that company and be responsible for providing the personal details of each individual to be covered by the site licence. Site licences are owned by the company, not the individuals named on the site licence. Each individual named on a site licence must be an employee of the company and will have access to the site only whilst they remain an employee of the company and whilst the site licence is unexpired.
Payment and charges
You agree to pay the subscription fee at the rate in effect when these charges are incurred. You must provide us with complete and accurate payment information. You can pay by either credit or debit card. By submitting credit or debit card payment details to us you warrant that you are entitled to purchase the licence or to subscribe to the Site using those payment details. Our company’s name may appear on your credit card statement as ‘Investor Networks Ltd’ or ‘InvestorNet’. In the case of unauthorised payments, we reserve the right to suspend or terminate your access to the Site. If we do not receive payment authorisation or if any authorisation is subsequently cancelled, we may immediately terminate or suspend your access to the Site.
We do not store credit card details nor do we share customer details with any third parties.
All membership subscriptions are valid for one year and no full or partial refunds are available for any reason or in any circumstances. All payments made by you in relation to subscribing to the Site must be made inclusive of VAT or other relevant tax, if applicable and shall be made in full at one time.
We will try to process your subscription promptly but do not guarantee that all the benefits of a subscription to the Site will be available to you by any specified time. A contract with you for receipt of the subscription to the Site will come into effect when we send you an email confirming your subscription. We will charge you in British Pounds Sterling, United States Dollars, or Euros, depending on the service and your country of residence. You may also have to pay any applicable local taxes.
We will notify you of any price increases prior to you renewing your subscription to the Site. We operate an automatic renewal process and you agree that you are liable for the following year’s subscription fee if you have not informed us prior to the expiry date of your subscription that you do not wish to renew your subscription.
Third party sites
The Site contains links to other websites or online and mobile services provided by us and by independent third parties (“Third Party Sites”), either directly or through frames. Third Party Sites may be co-branded with the Site and so may include one or several logos owned by AltAssets. AltAssets is not responsible for the availability or Content of Third Party Sites and will not be a party to, or in any way responsible for, any transaction concerning goods or services available from such Third Party Sites. If you purchase products or services from a Third Party Site your contract for such products or services will be with the third party and not with AltAssets. Our Privacy Policy does not apply to Third Party Sites.
The Site will from time to time contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site complies with international and national law. AltAssets will not be responsible for any error or inaccuracy in advertising or sponsorship material.
Permitted use
You may for your personal, non-commercial use retrieve and display Content on any compatible device, print a single copy of individual articles on paper (but not photocopy them); and store such articles in electronic form on disk or on a mobile device (but not on any server or other storage device connected to a network).
Non-permitted use
You may not use any Content for any unlawful purpose. Except as expressly set out in these terms and conditions, you may not copy, reproduce, publish, broadcast, transmit, modify, adapt, create derivative works of, store, archive, publicly display or in any way commercially exploit any of the Content available on the Site. Without limitation, you may not do any of the following without prior written permission from AltAssets (and neither may you allow a third party to do any of the same).
You may not:
- Redistribute any of the Content, including headlines (such as using them as part of any syndication, Content aggregation, news aggregation, library, archive or similar service); or
- Remove the copyright or trade mark notice from any copies of Content; or
- Create a database in electronic or structured manual form by systematically and/or regularly downloading/printing and storing all or any of the Content; or
- Deep link to, frame, spider, harvest or scrape the Content or otherwise access the Site for similar purposes; or
- Use any machine, electronic, web-based or similar device to read or extract the Content by automated or machine-based means.
Registration
On registration, you must provide us with accurate, complete registration information and it is your responsibility to update and maintain changes to that information.
Unless you purchase a licence for more than one individual to use the Site, each registration is for a single user only. On registration, you will provide your email address and password (“Login details”). AltAssets does not permit any other person sharing your Login details or access through a single set of login details being made available to multiple users on a network. If AltAssets in its reasonable opinion considers the user licence is being abused in any way then AltAssets may cancel or suspend at its sole discretion your access to the Site without further obligation to you and you agree to purchase a multi-user licence for sufficient users immediately that is effective from the date of your initial subscription to the Site.
You are responsible for all use of the Site made by you or anyone else using your Login details and for preventing unauthorised use of your Login details. If you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your Login details or any payment information, you must notify us immediately.
When you subscribe to the Site a cookie may be set on your computer that enables you to be logged in automatically to the Site whenever you revisit, without having to manually log in each time. However, AltAssets has no responsibility for the use of your computer by other individuals and is unable to prevent unauthorised access by other individuals of both your subscription details and features of the Site personal to you.
If you provide the Site with an email address that will result in any messages from AltAssets being sent to you via a network or device operated or owned by a third party (e.g. your employer) then you warrant that you are entitled to receive those messages. You also agree that we may refrain from sending messages to you without notifying you, even if you have subscribed to receive them, if we receive a request from a third party to stop sending messages to you.
We reserve the right, but not the obligation, to monitor any activity and Content associated with the Site. AltAssets may investigate any complaints or reported violation of the Site and these terms and conditions and take any action that we deem reasonable and appropriate (which may include, but is not limited to, issuing warnings, suspending, terminating or attaching conditions to Site access and/or removing any materials on the Site).
Technical requirements and Site security
The Site is best viewed using the latest Internet browsers. Any older browser versions may work but users could have limited browsing experience. Any payment information you send to us over the Internet is encrypted using 128-bit Secure Socket Layer technology. SSL is currently the preferred method to securely transfer credit card data over the Internet.
Linking
If you would like to link to the Site, you must read and comply with the following guidelines and all applicable laws. A website or service that links to the Site:
- Can display the Site logo as supplied by AltAssets but no other brand and/or logo owned by AltAssets;
- Cannot remove, distort or otherwise alter the size or appearance of the logo;
- Cannot in any way imply that AltAssets is endorsing the website or any of the products or services on that other site;
- Must not misrepresent its relationship with AltAssets or present false information about AltAssets;
- Must not be a website or service that infringes any intellectual property or other right of any person or that does not comply with all relevant laws and regulations;
- Must not be a website or service that contains content that could be construed as libelous, distasteful or offensive.
- AltAssets expressly reserves the right to require that any link in breach of these terms and conditions be removed and to take whatever other action it deems appropriate to ensure this happens.
Liability, warranty and indemnity
By using the Site, you agree that the Content is only for your general information and use and is not intended to address your particular requirements. In particular, the Content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by us or any of our employees and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. Any agreements, transactions or other arrangements made between you and any third party named on (or linked to from) the Site are at your sole discretion and responsibility. We are not responsible for any use of the Content by you in any circumstances.
You agree that AltAssets will not be liable to you for any losses which relate to your business or investment choices including lost profits or loss of privacy or loss of or damage to data.
We do not give any warranties in respect of the Site. AltAssets hereby disclaims all warranties, conditions or duties of every nature whatsoever (except any duties of good faith), including without limitation, any implied warranties of satisfactory quality, merchantability or of fitness for a particular purpose, any express or statutory warranties, and any warranties or duties regarding accuracy, timeliness, completeness, performance, availability, lack of negligence or of workmanlike effort. Neither do we provide any warranty that the Site is free from infection by viruses or anything else that has contaminating or destructive properties.
In addition to but separate from the above specific exclusion and to the full extent allowed by applicable law, you also agree that we will not be liable to you for any other indirect, special, consequential incidental, punitive or exemplary damages whatsoever that arise out of or are related to your use of the Site.
AltAssets is not liable for matters beyond its reasonable control. We do not control telephones, third party communications networks (including your Internet Service Provider) or the Internet or the acts of third parties and you agree that we can therefore not be liable for any problem experienced by you on account of faults and failures in such systems.
You agree to indemnify AltAssets, or any subsidiary or holding company as defined in section 736 and 736A of the Companies Act 1985 and their officers, directors and employees, immediately on demand, against all claims, liability, damages, costs and expenses, including legal fees, arising out of any breach of these terms and conditions by you. You shall not enter into any settlement or compromise of any such claim or action without the prior written consent of AltAssets and we may, at our sole discretion, assume and control the defence of any such claim or action.
Privacy policy
All information received by us from your use of the Site will be used by AltAssets in accordance with our Privacy Policy, which can be downloaded from the Site.
General points and governing law
These terms and conditions shall be governed by, and construed in accordance with, English law.
You and AltAssets irrevocably agree that the courts of England shall have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions, and for those purposes irrevocably submit all disputes to the jurisdiction of the English courts.
You may not assign, sub-license or otherwise transfer any of your rights under these terms and conditions.
If any provision of these terms and conditions is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms and conditions, which shall remain in full force and effect.
Failure by either party to exercise any right or remedy under these terms and conditions does not constitute a waiver of that right or remedy. Headings in these terms and conditions are for convenience only and will have no legal meaning or effect.
These terms and conditions (as amended by us from time to time) contain the entire agreement between you and us relating to the subject matter covered and supersedes any previous agreements, arrangements, undertakings or proposals, written or oral, between you and AltAssets in relation to these matters. No oral explanation or oral information given by either party shall alter the interpretation of these terms and conditions. You confirm that, in agreeing to accept these terms and conditions that you have not relied on any representation save insofar as the same has expressly been made a representation in these terms and conditions.
Contact
If you have any queries relating to these terms and conditions or need to communicate with us please contact.
The Information Manager
AltAssets
Investor Networks Ltd
WeWork 3026
1 Fore Street
London EC2Y 5EJ
United Kingdom
customerservice@AltAssets.net
